Job Description

At YUMI FUTURE S.A., we are looking for a professional responsible for strengthening and managing the banking relationships of our operation in Guatemala, ensuring the proper functioning of corporate accounts, compliance processes and the company's financial operations.

This position will be a key link between YUMI FUTURE S.A., local banking entities and our regional administrative team, helping to guarantee the continuity and efficiency of the disbursement, collection and transfer processes, as well as compliance with the regulatory and due diligence requirements applicable in Guatemala.

We are looking for a person with experience in the financial or banking sector, the ability to manage and resolve incidents, excellent monitoring and communication skills, and knowledge of know-your-customer processes, as well as banking and tax regulations applicable in Guatemala.

Location: Guatemala City
Sector: Fintech - Consumer Credit
Reports to the administrative manager of the regional center

MAIN FUNCTIONS

Manage the entire process of opening corporate accounts (GTQ and USD) in local banks in Guatemala, prepare KYC/AML documentation and attend to banking due diligence requests.
Be the local point of contact with banks and resolve incidents related to account blocking, transaction rejection, transfer failures, online banking problems and commission disputes. Guarantee the normal flow of credit disbursements and collections.
Maintain the validity of bank accounts, update documentation for annual bank audits, monitor SIB, Banguat and SAT regulations, and report risks to the administrative manager of the regional center and the central team in China.
Maintain relationships with key banking contacts, explore new banking options and negotiate commissions, handling fees and transaction limits with banking entities.
Prepare local banking liaison SOPs and a database of frequent incidents. Present weekly reports to the administrative manager of the regional center.

REQUIREMENTS

Resident of Guatemala, full-time in-person job and native Spanish.
1-3 years of work experience in banks, payment entities or local financial sector. Experience in serving corporate clients is highly valued.
Practical knowledge of KYC/AML, NIT, RTU processes and local banking and tax regulations.
Ability to follow up and close banking incidents. Use of Office and Excel.
Availability for occasional meetings at times adapted to the Chinese time zone.
Experience in Fintech or consumer credit is an advantage.

BENEFITS

Employment contract in accordance with Guatemalan legislation, with complete social benefits.
Base salary of 500 USD, plus performance bonus between 100 USD and 200 USD.
Opportunity to participate in a Fintech project in the growth phase.",