Job Description

At RTC we are looking to incorporate a Mortgage Operations and Formalization Specialist into our team, responsible for providing operational and technical support to the mortgage operations and formalization process.

Features:
Mortgage operations management
- Coordinate property appraisals.
- Follow up on disbursements.
- Manage credit insurance policies.
- Coordinate the operational progress of each file.

Mortgage formalization
- Review the documentation necessary for formalization.
- Prepare standard contracts and related documentation.
- Prepare survey minutes when appropriate.
- Coordinate signatures with clients and notaries.
- Follow up on the formalization process.
- Identify basic observations and coordinate your attention.
- Answer legal queries about operations in the registration process
- Follow-up on updating registry blocks on registry items pending formalization.
- Escalate cases that require legal criteria.

Monitoring and control of files
- Keep digital and/or physical files updated.
- Record the progress of each operation in the CRM.
- Verify that the documentation is complete.
- Timely alert risks or delays.

Operational coordination
- Provide support to the Commercial team during the process.
- Coordinate with internal areas and suppliers when necessary.
- Resolve first-level operational and documentary queries

Continuous improvement
- Identify opportunities for improvement in processes.
- Propose improvements in formats and controls.
- Support automation and operational efficiency initiatives.

Education
Essential: Bachelor's degree or Law Degree.
Desirable: Specialization or courses in Registry Law, Notarial Law, Real Estate Law or Mortgage Formalization.

Experience
Essential
- Between 3 and 5 years of experience in mortgage operations and/or formalization.
- Experience coordinating notaries, signatures and mortgage files.
- Experience preparing standard contracts and related documentation.

Desirable
- Experience identifying charges, liens or documentary alerts.
- Experience in appraisals, credit insurance and registration processes.
- Experience in financial institutions, fintech or companies in the mortgage / real estate sector.

Knowledge
Essentials
- Mortgage operations.
- Mortgage formalization.
- Document review.
- Preparation of standard contracts.
- File management.

Desirable
- Registry procedures related to the registration, blocking and lifting of mortgage guarantees.
- Review of registry items and identification of charges, liens or observations.
- Preparation of survey minutes.
- Credit insurance management.

Key Competencies:
- Prioritization ability
- Organization.
- Attention to detail.
- Communication and teamwork.
- Proactivity.
- Results orientation.

Tools
Essential
- Google Workspace.
Desirable
- Experience using a CRM or file management system.

Additional Conditions

- Mode: Remote.
- Having a PC/laptop and high-speed internet will be an advantage.
- Availability to connect to virtual meetings.

Remuneration:
-Base salary: S/2,500 to S/3,000 (depending on experience) (end of month payment)
-SME payroll from day 1
-15 days of vacation
-1/2 bonus salary in July and December
-1/2 CTS in May and November
-Entry to EPS and law life from the 3rd month

Benefits:
- Work remotely from Monday to Friday, but if you require it, we have an office where you can go (Santiago de Surco).
- Free birthday.
- Learning At RTC we believe faithfully in supporting your personal and professional development.
- Weekly team meetings and training.
- RTC provides space to hold presentations or talks during work hours.
- Extra vacations: RTC grants additional paid vacations to the legal minimum.

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